be the ladder

Refugees and individuals rebuilding their lives after violence are often unable to access traditional loans or capital, even when a small amount of cash would allow them to achieve personal security and independence.

Be The Ladder bridges this gap by crowdfunding interest-free grants of less than 10,000 euro to fund one-time discrete needs, like starting or re-opening a business, finishing education, or moving from a shelter into an apartment. Such support frees up nonprofit and NGO resources to focus on individuals with more complex needs that can't be solved by a small infusion of capital. Plus, our unique model avoids the pitfalls of microlending, such as interest or penalties for those in default, while improving upon crowdfunding by partnering with NGOs and nonprofits to identify recipients.